Who are The Bike Insurer?
Why use The Bike Insurer?
Using a bike insurer for your motorcycle insurance means fair service. We will always offer you the best price for your insurance from our available panel, no matter which coverage you choose, and we will do so as soon as possible.
Speed - We will work efficiently and tirelessly to bring you the best quotes from our panel of brokers.
Impartial Service - We never do favors to any broker and instead aim to put our clients first, which means they will receive our best quotes that suit them and their needs.
Coverage level
When it comes to motorcycle insurance coverage, you can choose from three tiers. These are third party only, third party fire and theft and comprehensive coverage. Each provides a different level of protection for your motorcycle and they will be priced differently from each other. The type of motorcycle insurance you need will depend entirely on your motorcycle and your personal circumstances.
Third party only
Third Party Only is the most basic level of cover you can get and only covers damage to someone else's property or any injuries you cause to them. As a general rule, third-party motorcycle insurance alone will not cover the cost of repairing or replacing your motorcycle, and is the minimum level of insurance required by law.
Third Party Fire and Theft
The next level of motorcycle insurance that you can get is third party fire and theft insurance. This will cover you for any damage caused to other people, vehicles or property in case you are responsible for any accident. This type of insurance will also cover you if your bike is stolen, damaged, or rendered unusable due to fire. , The cost of replacing or repairing your motorcycle will not be covered if it is your fault.
Integral
Comprehensive motorcycle insurance offers you the highest level of coverage and is the most popular motorcycle insurance option for our customers. The comprehensive option covers damages caused to your bike, as well as damages caused to third parties in case you are involved in an accident. Comprehensive coverage usually also includes fire and theft damage and, depending on the policy, a replacement bike if your bike gets cancelled.
Process
If you want to compare motorcycle insurance quotes with us, you will be asked questions in the following areas. Your personal data, such as name and address, Your employment status, license type, and driving experience Details of any additional passengers the type of insurance you are looking for Description of your motorcycle
No matter what level of coverage you need or how many bonus years you have, we can provide quotes for fully comprehensive, third party fire and theft, and third party only coverage.
Some of the brokers on our panel will offer optional extras like breakdown cover or cover for hulls and skins, but it is up to you to decide what is best for you.
Who sells motorcycle insurance?
Best motorcycle insurance companies in USA 2023
Company | AM Best | J.D. Power |
|---|---|---|
| Nationwide Insurance | A+ (Super) | 876 |
| Dairyland | A+ (Super) | NR |
| Progressive Insurance | A+ (Super) | 856 |
| USAA Insurance | A++ (Super) | 890 |
| Markel Insurance | A (Excellence) | NR |
| Geico Insurance | A++ (Super) | 871 |